Money money money! Why does so much revolve around it? As with anything else we need to see the biblical perspective on this important issue. That is why I appreciated reading the book Your Money Counts by Howard Dayton. This book demonstrates how everything that we own is already God's so let this book be a reminder to all of us that our money is, was, and will always be His whether we recognize it or not.
Debt
The bible is clear about debt: Don't have it. Romans 13:8 says "Owe nothing to anyone except to love one another". We should make an earnest effort not to ever go into debt. If we would do this, it shows that we are not self centered with our money. Too often we buy things for ourselves without any thought of the implications this has for our ability to serve others with our money.
Investment
If we would only invest our money up front we might not have to spend so much time making money. Why waste our time duplicating our efforts when we can earn it once and move on with our lives. The sooner we realize this, the better off we will be. So why not start now?
Financial Freedom
Even if we do everything right and don't waste our money on ourselves we can still not be making any real difference in the world if we don't actively use the money that we save for God's purposes. The Point I want to make is this: Don't just save your money to save it. Use it for God.

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